Empowering International Commerce
Black Diamond Group serves established corporates and mid-market companies engaged in international trade, cross-border supply chains, and infrastructure projects. Our solutions help businesses access working capital, mitigate payment risk, secure performance obligations, and optimise cash flow across complex supply chains.
Whether you are an exporter requiring pre-shipment finance, an importer needing documentary credit facilities, or a contractor seeking performance bonds, we structure solutions tailored to your industry, transaction size, and credit profile.
Solutions for Corporates
Working Capital & Trade Finance
Access to pre-shipment and post-shipment finance, LC discounting, invoice financing, and receivables purchase programmes to support international sales and procurement.
Typical clients: Exporters, importers, traders, manufacturers with cross-border supply chains.
Credit Enhancement & Guarantees
Issuance of standby letters of credit, bank guarantees, performance bonds, and advance payment guarantees to support contract obligations and improve creditworthiness with suppliers or buyers.
Typical clients: Contractors, project companies, buyers requiring payment assurance.
Trade Credit Insurance
Protection against buyer default and insolvency, enabling safer market expansion and improved financing terms from banks against insured receivables.
Typical clients: Exporters selling on open account terms, distributors with buyer concentration risk.
Structured Liquidity
Monetisation of financial instruments, asset-backed financing, and bespoke structures for clients with collateral or insured positions seeking off-balance-sheet liquidity.
Typical clients: Companies holding bank guarantees, insured contracts, or other qualifying financial assets.
Example Use Cases
Case 1: UK Exporter to Emerging Markets
Challenge: UK manufacturing company exporting machinery to buyers in Africa and Asia. Buyers request 90-180 day payment terms, creating cash flow strain.
Solution: Arranged trade credit insurance covering buyer default risk, enabling non-recourse invoice discounting at competitive rates. Company extended payment terms confidently and secured larger orders.
Case 2: Construction Contractor Performance Bond
Challenge: Mid-market contractor awarded €20 million infrastructure project requiring 10% performance bond (€2 million) from AAA-rated bank or insurer.
Solution: Structured surety bond through insurance partner, preserving company's existing bank lines for working capital. Bond issued in 15 business days.
Case 3: Importer Documentary Credit Facility
Challenge: Importer of commodities required to open confirmed LCs for overseas suppliers but existing bank lines insufficient for seasonal peak volumes.
Solution: Arranged LC issuance through alternative issuing bank with cash collateral and credit insurance structure, enabling client to fulfill large seasonal orders.